By: Lawrence G. Theall, Partner By: Callum J. Micucci, Litigation Associate Introduction Insureds who suffer a loss may find they are covered by multiple insurance policies for that loss. Such situations can arise inadvertently, or the existence of multiple...
By: Dylan J. Cox, Litigation Associate The Ontario Insurance Act (“the Act”) requires that every property insurance contract in the province give the parties a right to require that disagreements about the amount of an insured loss be resolved via an appraisal...
By: I. Jamie Arabi, Litigation Associate Insurance applications can be challenging. The questions are often ambiguous and remembering every piece of relevant information is difficult. However, being diligent is important, as an insurer may deny coverage of a claim if...
By: Lawrence G. Theall, Partner By: Dylan J. Cox, Litigation Associate On January 15, 2021, the UK’s Supreme Court (UKSC) rendered its much-awaited decision on business interruption (BI) coverage for COVID-19 (the “Test Case”). See our earlier postings for a review of...
By: Lawrence G. Theall, Partner England’s Financial Conduct Authority (“FCA”) was largely successful in its test case against eight (8) insurers,[1] with respect to business interruption coverage for infectious disease and/or prevention of access/orders of civil...
By: Dylan J. Cox, Litigation Associate An Ontario judge recently interpreted a data exclusion in favour of the insureds, ordering the insurer to defend claims arising out of an alleged website security breach.[1] A website owned by Family and Children’s Services of...
