Step by Step appraisals – the New Kid on the Block

Step by Step appraisals – the New Kid on the Block

By: Christiaan A. Jordaan, Partner The Ontario Court of Appeal has ruled in Truscott v Co-operators General Insurance Company, 2023 ONCA 267, that the appraisal process under Ontario’s Insurance Act may be iterative. Where the parties limit the appraisal, the award...
Court Denies Covid-19 Business Interruption Coverage Claim

Court Denies Covid-19 Business Interruption Coverage Claim

By: Dylan J. Cox, Partner Introduction In Sir Corp v. Aviva,[1] an Ontario judge dismissed an application by a restaurateur for a declaration of coverage for business interruption losses. The losses resulted from orders made in March 2020, following the outbreak of...
Extrinsic Evidence and the Duty to Defend

Extrinsic Evidence and the Duty to Defend

By: Nabil Mahmood, Litigation Associate Introduction In AIG Insurance Company of Canada v. Lloyd’s Underwriters,[1] the Court of Appeal for Ontario (ONCA) considered to what extent extrinsic evidence could inform a duty to defend analysis. The Court rejected the...