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Court of Appeal for Ontario Holds That Loss of Use Does Not Constitute “Physical Damage” In the Context of a Business Interruption Claim

Court of Appeal for Ontario Holds That Loss of Use Does Not Constitute “Physical Damage” In the Context of a Business Interruption Claim

Sep 9, 2021 | Insurance

By: Liam Thompson, Litigation Associate Last year, the Superior Court of Justice released MDS Inc v Factory Mutual Insurance Company.[1] This decision generated much interest, as many thought that its key holding—that loss of use could constitute “physical damage”,...
Superior Court Provides Guidance on the Use of an Expert’s Report in a Duty to Defend Application

Superior Court Provides Guidance on the Use of an Expert’s Report in a Duty to Defend Application

Sep 8, 2021 | Insurance

By: Liam Thompson, Litigation Associate In AIG Insurance Company v Lloyd’s Underwriters,[1] the Superior Court provides guidance with respect to the appropriate use of an expert’s report on a duty to defend application. Background The Forget family bought land in...
The Hidden Lesson of MDS: How to Obtain an Award for Commercial Prejudgment Interest in Ontario

The Hidden Lesson of MDS: How to Obtain an Award for Commercial Prejudgment Interest in Ontario

Sep 7, 2021 | Insurance

By: I. Jamie Arabi, Litigation Associate The Court of Appeal for Ontario has issued the highly anticipated decision in MDS Inc v Factory Mutual Insurance Company. Last year, the Ontario Superior Court of Justice awarded prejudgment interest based on the insured’s...
Eureka! Supreme Court stakes discovery of a claim on plausible inference

Eureka! Supreme Court stakes discovery of a claim on plausible inference

Aug 23, 2021 | Commercial Litigation, Insurance, Product Liability

By: Christiaan A. Jordaan, Partner During the past twenty years, many provinces have simplified their legislation governing limitation periods. One remaining complexity is that courts have continued to assess when a claim is discovered – which starts the limitation...
Ontario court to insurers: give me clarity, or save your breath!

Ontario court to insurers: give me clarity, or save your breath!

Apr 27, 2021 | Insurance

By: Christiaan A. Jordaan, Partner Timely reporting to the insurer is essential for liability insurance policies structured on a claims-made basis. Coverage can be lost if a policy renewal intercedes between knowledge of a potential claim and before the insurer is...
Court of Appeal Overturns Order Requiring Insurer to Defend Privacy Class Action

Court of Appeal Overturns Order Requiring Insurer to Defend Privacy Class Action

Apr 23, 2021 | Insurance

By: Dylan J. Cox, Litigation Associate The Ontario Court of Appeal (ONCA) has released a decision that reiterates a key guiding principle in proceedings brought to enforce an insurer’s duty to defend: the court must carefully review the underlying pleading and focus...
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Recent Posts

  • Ontario Court Confirms Coverage for Windstorm
  • Prior Acts Exclusions Bar Claim under Professional Liability Policy
  • Ontario Judge Decides Competing Claims under Legal Expense Insurance Policy

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  • Jeffrey A. Brown
  • Christiaan A. Jordaan
  • Dylan J. Cox
  • Faiza Tariq
  • David Yun

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  • Ontario Court Confirms Coverage for Windstorm
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