Ontario court to insurers: give me clarity, or save your breath!
By: Christiaan A. Jordaan, Partner Timely reporting to the insurer is essential for liability insurance policies structured on a claims-made basis. Coverage can be lost if a policy renewal intercedes between knowledge of a potential claim and before the insurer is...
Court of Appeal Overturns Order Requiring Insurer to Defend Privacy Class Action
By: Dylan J. Cox, Litigation Associate The Ontario Court of Appeal (ONCA) has released a decision that reiterates a key guiding principle in proceedings brought to enforce an insurer’s duty to defend: the court must carefully review the underlying pleading and focus...
The “Additional Insured” Coverage and Multiple Insurers
By: Lawrence G. Theall, Partner By: Callum J. Micucci, Litigation Associate Introduction Insureds who suffer a loss may find they are covered by multiple insurance policies for that loss. Such situations can arise inadvertently, or the existence of multiple...
With great power comes great responsibility: Ontario court gives primer on insurance appraisals
By: Dylan J. Cox, Litigation Associate The Ontario Insurance Act (“the Act”) requires that every property insurance contract in the province give the parties a right to require that disagreements about the amount of an insured loss be resolved via an appraisal...