By: Christiaan A. Jordaan, Partner Timely reporting to the insurer is essential for liability insurance policies structured on a claims-made basis. Coverage can be lost if a policy renewal intercedes between knowledge of a potential claim and before the insurer is...
By: Dylan J. Cox, Litigation Associate The Ontario Court of Appeal (ONCA) has released a decision that reiterates a key guiding principle in proceedings brought to enforce an insurer’s duty to defend: the court must carefully review the underlying pleading and focus...
By: Lawrence G. Theall, Partner By: Callum J. Micucci, Litigation Associate Introduction Insureds who suffer a loss may find they are covered by multiple insurance policies for that loss. Such situations can arise inadvertently, or the existence of multiple...
By: Dylan J. Cox, Litigation Associate The Ontario Insurance Act (“the Act”) requires that every property insurance contract in the province give the parties a right to require that disagreements about the amount of an insured loss be resolved via an appraisal...
By: I. Jamie Arabi, Litigation Associate Insurance applications can be challenging. The questions are often ambiguous and remembering every piece of relevant information is difficult. However, being diligent is important, as an insurer may deny coverage of a claim if...
By: Lawrence G. Theall, Partner By: Dylan J. Cox, Litigation Associate On January 15, 2021, the UK’s Supreme Court (UKSC) rendered its much-awaited decision on business interruption (BI) coverage for COVID-19 (the “Test Case”). See our earlier postings for a review of...