By: Faiza Tariq, Associate Introduction In a recent decision[1] of the Ontario Superior Court of Justice (“ONSC”), the court interpreted a policy in which there was coverage for a “windstorm”. The policy excluded loss or damage resulting directly from “settling”. The...
By: Dylan J. Cox, Partner Introduction In Puri Professional Corporation v. Lloyd’s Underwriters[1], an Ontario judge found that the underwriters of a professional liability policy (the “Underwriters”) had no duty to defend their insured in a lawsuit arising out of tax...
By: Dylan J. Cox, Partner Introduction With every passing year, the expenses plaintiffs incur to prosecute civil claims increase, such that the cost of litigation is now beyond most individuals and many small businesses. Even those who represent themselves must often...
By: Christiaan A. Jordaan, Partner The Ontario Court of Appeal released a brief decision on February 3, 2025, that underscores an important principle of insurance law: plain and undefined words are to be understood by their ordinary meanings. That applies even if...
By: David Yun, Associate Introduction: In Honeywell International Inc. v XL Insurance Company Ltd.[1], the British Columbia Court of Appeal ( “BCCA”) overturned an application judge’s decision. The BCCA found in favour of an appellant manufacturer seeking a defence...
By: Faiza Tariq, Associate Introduction In a recent decision[1], the British Columbia Court of Appeal (“BCCA”) interpreted a clause that excluded loss or damage caused directly or indirectly by “subsidence”. The court upheld the trial judge’s finding that the clause...
